When it comes to claiming travel in your business it helps to think of yourself as a groveling employee working for some prickly boss in a shimmering corporate tower far, far away. Just imagine the mounds of paperwork you’d have to submit to have your business travel expense approved … and then go ahead and put something similar on your own files every time you take a business trip: (more…)
Claiming business trips
February 17th, 2012 | Posted by in Accountant in Auckland | Claiming Business expenses - (1 Comments)When Kiwisaver is dumb
February 15th, 2012 | Posted by in Accountant in Auckland | Chartered Accountant Auckland - (0 Comments)
You’re not a terribly smart cookie if you haven’t worked out that having Kiwisaver while you’ve got long-term debt, like a high interest mortgage, isn’t always a genius plan.
Anyone who can count on both hands should be up for the Maths on this one because quite simply if your Kiwisaver earns say 5% while you’re paying 5% interest on the mortgage then you’re actually making nothing at all. Yup, 5 minus 5 equals a big fat zero.
And worse than that, you’ll start hitting negatives and actually losing money if (more…)
Bookkeeping heroes
February 8th, 2012 | Posted by in Chartered Accountant Auckland | Xero Accountant / Zero Accountants - (0 Comments)
The one superhero that very few of us aspire to be is The Greatest American Hero. The fuzzy ginger perm may have a little something to do with it. But it’s far more likely to be about the frustration of not being able to control those special powers without an Instruction manual. (more…)
Next time you’re craving something so desperately that you’ll use an Interest-Free deal to get it then have a light-bulb-moment and remember that Interest Free isn’t always as sweet as it’s made out to be.
Every interest free deal we’ve ever come across simply wipes off the interest and sprinkles on other charges instead. Granted, it’s done very cleverly because, just like Sprinkles on Frozen Yoghurt, each little charge is usually tiny but add them all up and they become quite chunky. (more…)
Speed dating business partners & investors
January 25th, 2012 | Posted by in Accountant in Auckland | Business Growth - (0 Comments)
Okay, so admittedly our M.O. [modus operandi] at Boutique Financial is about focusing on all that’s good in business but lately we’re seeing far too many people naively heading into deals with new business partners or investors.
A fair chunk of partnerships turn nasty and we reckon it’s got a lot to do with people dreamily thinking their new business partner will swoop in like an Eagle, turning life into a Big Wednesday advert, when in reality it can feel more like a Vulture picking at the bones of the business. (more…)
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